Institutional Code of Conduct for Education Loans

Code of conduct provisions

Center for Allied Health Education, an institution participating in the Title IV Financial Aid Programs, adheres to the following code of conduct pertaining to the administration of private education loans:

• Preferred lender list. The Institution does not publish a "preferred lender list" of lenders with whom there is a business arrangement to process private student loans. As of the date of this policy, only one lender had indicated its willingness to make private loans to our students, even though many other lenders have been approached; therefore, only that lender could be recommended for students. (For the current list of private lenders identified by CAHE, see the Alternative Loan Lenders and Preferred Lender List 2026 pages.)
• No revenue-sharing arrangements. The Institution will not enter into a revenue-sharing arrangement with any lender — any arrangement under which a lender makes private education loans to the Institution's students and, in exchange, pays a fee or provides other material benefits (including revenue or profit sharing) to the Institution or its officers, employees, or agents.
• No gifts. No officer or employee of the financial aid office (or agent with responsibilities for education loans) will solicit or accept any gift from a lender, guarantor, or servicer of education loans. A "gift" is any gratuity, favor, discount, entertainment, hospitality, loan, or other item of monetary value above a de minimis amount. Exclusions include standard informational/training materials, food or training provided as part of professional-development training, comparable loan terms for student employees, entrance and exit counseling controlled by Institution staff, unrelated philanthropic contributions, and state education grants or aid.
• No consulting compensation. No financial aid officer or employee will accept any fee, payment, or other financial benefit from a lender (or its affiliate) as compensation for any consulting arrangement or contract to provide services on behalf of a lender relating to education loans.
• No steering of borrowers. No financial aid officer or employee will steer borrowers to particular lenders or delay loan certifications. For any first-time borrower, the Institution will not assign the borrower's loan to a particular lender, nor refuse or delay certification based on the borrower's choice of lender or guaranty agency.
• No opportunity-pool arrangements. The Institution will not request or accept from any lender an offer of funds for private loans (including opportunity-pool loans) in exchange for concessions or promises of a specific number or volume of Title IV loans or a preferred-lender arrangement.
• No staffing assistance. The Institution will not request or accept lender assistance with call-center or financial-aid-office staffing, except for professional-development training, properly attributed educational counseling materials, or short-term, non-recurring staffing during emergencies or disasters.
• Advisory-board limits. An employee who serves on a lender's or guarantor's advisory board may not receive anything of value other than reimbursement for reasonable expenses incurred for serving on the board. The Institution reports any such reimbursements to the Department of Education annually, including the amount, the recipient, and a brief description of the activity.